Unemployment Health Coverage & COVID-19

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*FREE* Downloadable White Paper in .PDF Format (click link below now, to get your copy):

–EmployementGapHealthCoverageWhitePaper_COVID19

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A gap in employment doesn’t have to mean a gap in health insurance coverage. Many of us are experiencing unprecedented changes in our lives, and we’d like everyone to know that PolicyAdvantage.com is providing more support than ever before online to individuals, families, and companies.

From restaurants, to schools, to construction companies, and more… many industries are having to work with reductions in hours, furloughs, wage reductions, and temporary layoffs.

During uncertain times, PolicyAdvantage.com has you covered. If you’re currently dealing with unemployment, there are options available to you regarding your health coverage. Here are the important things you should know:

  • COBRA. You may be able to continue your exact group plan for up to 18 months, but COBRA can be expensive.
  • Individual/Family Health Insurance Plans. Once you lose your group/employer sponsored health insurance plan, it opens up a “Special Enrollment” period in the individual and family plan marketplace. This special enrollment period is time sensitive (usually 60 days from loss of group coverage), and you’ll want to look into this right away.
  • Covered California Health Insurance Plans. Like individual and family plans, you can look into Covered California plans. Once you lose your employer sponsored health insurance coverage, a 60 day special enrollment will start. IMPORTANT: state and federal unemployment income DOES count towards your MAGI (modified adjusted gross income), which is used for calculating your eligibility for premium assistance. Because of this, you and your family could be eligible for assistance that could substantially reduce the cost of your plan. As mentioned, this is also time sensitive, so you’ll want to look into this as soon as possible. Policy Advantage Insurance Services is a Covered California Certified Agency, and we can help you navigate.

Utilize our online options. Our licensed agents are literally just a direct message away through our chat feature at PolicyAdvantage.com, or at any of our social media channels. We’re able to provide you with information, consultation, quotes, and applications via email in the comfort of your own home or place of business.

Thanks for stopping by, we hope you found our information to be helpful. Check back at our blog to get further information about funding healthcare. Also, please share with your friends, clients, colleagues, and family. Here are a few of our other information outlets:

Home Page: https://policyadvantage.com

Twitter: http://www.twitter.com/PolicyAdvantage

Facebook: http://www.facebook.com/PolicyAdvantage

YouTube: http://www.youtube.com/PolicyAdvantage

Pinterest: http://www.pinterest.com/PolicyAdvantage

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Health Coverage & COVID-19

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The 2020 global Coronavirus pandemic is a rapidly evolving medical event that is changing daily. Here at PolicyAdvantage.com, we want to keep you up to date with the latest information regarding your health coverage:

  • State/Federal Updates
  • Health Plan/Carrier Updates
  • What to do if you can’t pay your premiums?
  • What to do if your employees had hours cut?
  • +MORE

With the onset of COVID-19 in the United States, and in the state of California, we have been receiving a lot of information from the health insurance industry.

Although none of this is intended to be interpreted as medical advice from Policy Advantage Insurance Services, we have been advised to share with our audience important information, information sources, and facts.

It’s the consensus within the health insurance industry that it is very important to stay informed about COVID-19 to help with early prevention, and to reduce the risk of transmission… all while navigating the current health insurance environment.

Additionally, Covered California has recently announced that 2020 enrollment has been extended until June 30th, 2020. It is not too late to get a health insurance plan in place. Reach-out directly to us, and we’ll help you find the right policy. Additionally, if you are an employer, groups can enroll in large and small employer health insurance plans anytime throughout the year. We can assist and help you enroll online, and/or over the phone.

We are thinking about our clients and everyone else during these unprecedented times, and hope that you, your family, and your friends stay healthy. For further assistance, or if you have questions regarding coverage, connect with us online anytime.

Visit our contact page to get assistance. We can send you info online (email: [email protected], or chat in lower right), over the phone (800-617-0089), or in person (schedule an appointment with us). We have also setup a specific COVID-19 page: PolicyAdvantage.com/COVID19.

Thanks for stopping by, we hope you found our information to be helpful. Check back at our blog to get further information about funding healthcare. Also, please share with your friends, clients, colleagues, and family. Here are a few of our other information outlets:

Home Page: https://policyadvantage.com

Twitter: http://www.twitter.com/PolicyAdvantage

Facebook: http://www.facebook.com/PolicyAdvantage

YouTube: http://www.youtube.com/PolicyAdvantage

Pinterest: http://www.pinterest.com/PolicyAdvantage

Word Press: http://www.policyadvantage.wordpress.com