Welcome back to another edition of “Phrases Made Easy.” This series at our blog aims to help make all of those long, drawn-out insurance phrases easier to understand. One thing we notice when talking about health insurance (and health benefits in general) is that the concepts can be “wordy” and boring. We emphasize fixing that […]
“Covered California” is the new public health insurance exchange in the state of California. If you live California, you’ve probably heard quite a bit about it over the past 6 months. These exchanges are a new way to buy health insurance and are a major part of healthcare reform. The California exchange opened back in October of […]
Today’s article is about how Policy Advantage Insurance Services can help you with your health benefits planning. As you know, we’ve written a few blog posts about this topic in the past. If you’re new, we’d encourage you to catch up here: 5 Reasons to “Give Yourself the Advantage” Insurance Brokerage Explained: “An Insurance Store” Policy […]
If you’ve been following along at our blog, you’ll understand that there are now “open enrollment” dates each year for Individual and Family Plans (IFP). 2014 open enrollment is coming to a close soon. This very important blog post is for everyone: individual clients, group & employer clients, potential clients, friends, co-workers, family, and anyone else. […]
We’re about to enter the last leg of 2014 IFP (Individual & Family Plan) open enrollment. As a result of healthcare reform, there are now yearly open enrollment periods for individual and family health insurance plans. What does this mean? This means that if you plan on participating in a non-group (or non-employer) health insurance […]
This blog post is about “voluntary benefits” and how they are poised to see significant growth in the post-healthcare reform environment. If you’ve been following along here at our blog, you’ll know that we’ve discussed the definition of voluntary benefits in the past. We’ve referred to these benefits as “supplemental health insurance.” As we move […]
Yesterday (on 2/10/14) the Obama Administration announced an additional delay to the healthcare reform law’s “employer mandate.” This new announcement stated that medium-sized businesses (those from 50-99 employees) will now have additional time to cover their employees with a health insurance plan. This is the second announcement of a delay with regard to the employer […]
Believe it or not, it can save you money. One of the most important concepts in the post-healthcare reform environment will be giving employees choice when it comes to their health benefits selection. This blog post will explain why this is so important. A future blog post will explain the ways this can be accomplished. Your […]
The first-half of open enrollment at the new state health insurance exchanges is long past… and the participation from the younger crowd? It wasn’t very good. Recently, the October 1st through December 31st enrollment numbers have been announced by the exchanges. Only about one quarter (or 25%) of those who enrolled were between the ages […]
Recently, many who have applied for a January 1st, 2014 plan start at the new state health insurance exchange have learned that it’s taking some time for the insurance companies to process your plan. This is currently a common occurrence, as they continue to sort through 10’s of thousands of new applications (literally). Our advice […]