Enhancing the Global Workforce: Reasons Multinational Enterprises Should Offer Group International and Expat Health Coverage


In an interconnected world where businesses transcend geographical boundaries, multinational enterprises (MNEs) play a crucial role in fostering global growth and development. As these organizations expand their operations across countries, it becomes imperative to prioritize the well-being and security of their employees, particularly when it comes to healthcare. Offering comprehensive group international and expat health coverage not only demonstrates a commitment to employee welfare but also provides numerous benefits for both the employees and the organization. In this blog, we will explore the compelling reasons why MNEs should prioritize such coverage and highlight the role of Policy Advantage Insurance Services in facilitating this process by partnering with leading global health insurance companies like Cigna, Allianz, and Anthem GeoBlue.

  1. Duty of Care and Employee Well-Being: MNEs have a responsibility to ensure the health and safety of their employees, regardless of their location. By providing group international and expat health coverage, employers demonstrate their commitment to the well-being of their workforce, building trust and loyalty among employees. This coverage extends beyond medical treatment and can include preventive care, wellness programs, mental health support, and emergency assistance, ensuring employees feel valued and supported.
  2. Attracting and Retaining Top Talent: In a competitive job market, offering comprehensive health coverage can be a differentiating factor for attracting and retaining highly skilled employees. Talented professionals seeking international opportunities prioritize benefits such as health coverage for themselves and their families. By providing robust group international and expat health coverage, MNEs position themselves as employers of choice, enhancing their ability to recruit and retain top talent.
  3. Mitigating Health-related Risks: Working in foreign countries can expose employees to unfamiliar healthcare systems, different medical standards, and potential health risks. Group international and expat health coverage offer protection against these risks, ensuring employees have access to quality healthcare services. This coverage can encompass medical evacuation and repatriation, emergency medical assistance, and 24/7 helplines, providing peace of mind to employees and mitigating potential financial and legal risks for the organization.
  4. Enhanced Productivity and Reduced Absenteeism: When employees are worried about their healthcare needs or those of their families, it can significantly impact their productivity and focus. By providing comprehensive health coverage, MNEs help alleviate these concerns, allowing employees to concentrate on their work responsibilities. Additionally, timely access to healthcare services promotes preventive care and early intervention, reducing absenteeism and improving overall productivity.
  5. Compliance with Local Regulations: Many countries have specific requirements regarding the provision of health coverage to employees, including mandatory insurance contributions or coverage levels. By offering group international and expat health coverage, MNEs ensure compliance with local regulations, avoiding potential penalties or legal issues. Policy Advantage Insurance Services, in collaboration with leading global health insurance companies like Cigna, Allianz, and Anthem GeoBlue, helps MNEs navigate these regulations and provides customized solutions to meet their specific needs.


In today’s globalized business landscape, multinational enterprises must prioritize the well-being of their employees, regardless of their geographical location. Offering group international and expat health coverage demonstrates a commitment to employee welfare, attracts and retains top talent, mitigates health-related risks, enhances productivity, and ensures compliance with local regulations. Policy Advantage Insurance Services, through its partnerships with renowned global health insurance companies like Cigna, Allianz, and Anthem GeoBlue, serves as a trusted partner in providing comprehensive coverage solutions that cater to the unique needs of MNEs and their employees. By prioritizing employee health, MNEs can foster a culture of care and support, thereby driving their success in the global marketplace. Connect with us online today. We are a digitally friendly agency and can provide you with information, support, enrollment assistance, and international and expat health coverage for your MNE organization, no-matter where you are in the world. Connecting with a licensed agent and utilizing our international and expat resources and capabilities is just a direct message away. www.PolicyAdvantage.com/Contact 

4 replies
  1. Jason
    Jason says:

    What size of MNE groups can international and expat health plans help? For example, do you need like 100 employees, or do they work with smaller groups of like 10 employees? Thanks!

    • PolicyAdvantage.com
      PolicyAdvantage.com says:

      Hi Jason. Thank you for visiting us here at PolicyAdvantage.com. The minimum employee count with many insurers to establish a global international and expat group health plan is one employee (non-married and non-related to the business owner). From there, multinational enterprises with 5, 10, 50, 100, 250, 500, +1000 employees can all custom design plans with PolicyAdvantage.com that fit their exact needs. Some small MNEs only have a couple/few employees in a few different countries, while other large MNEs have thousands of employees spanning the globe. We can assist with whatever your circumstances are, and put you in contact with a licensed international agent. Connect with us online today at PolicyAdvantage.com/contact if you need any assistance! Thanks for your question.

  2. Marijana Babić
    Marijana Babić says:

    Hello, I am a small business owner in the United Kingdom. We have approximately 20-30 employees working in data and IT across the Middle East, Asia, and Canada. Would an international and expat group health insurance plan from PolicyAdvantage.com work for us?

    • PolicyAdvantage
      PolicyAdvantage says:

      Hi Marijana, thanks for your question and hope business is going well! The answer is YES, we can absolutely help you. Although we are located in the United States (Los Angeles, to be exact), we have the resources and capabilities to help small group MNEs all over the world. We have partnerships with some of the largest international and expat health insurance companies in the industry (one you may have heard of in Europe being Allianz you may have heard of), giving us global reach. Our partnerships with these industry leading insurance companies allow us to tailor group expat health plans that fit your company’s exact needs anywhere in the world through the policies available, and the people we work with. So if you are in the United Kingdom (or any European country for that matter), feel free to reach out to us, and we will put you in contact with a licensed agent right here online! Thanks for your message.

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